KDSB Lucky Card

KDSB Lucky Card is a payment card featuring market first vertical design in Cambodia and strong security acknowledged by the Payment Card Industry Data Security Standard (PCI DSS).

The concept of KDSB Lucky Card is the Card to bring good lucks and benefits to our cardholders by cashback through monthly lucky draw on card transaction.
KDSB LUCKY CARD IS AVAILABLE IN THREE TYPES

Debit Card

A card may be withdrawing and the cost of purchases paid directly from your bank account without the payment of interest. There is no bill to pay later.

Product Features

  • KDSB Lucky Debit Card - Introducing customer for win chance cashback the 3% of LUCKY Draw which is provided only in KDSB. Do not miss the chance of 10% (Max. $10) Cashback!

Benefits

  • Privilege Merchants and Discounts
  • Cashback Lucky Draw
  • Step Count KC Point
  • KDSB and Visa Promotions
  • Free SMS Alert for Transaction
  • Safety and Convenience
  • Cashless Transaction
  • Tap and Pay in the second
  • Worldwide Acceptance

Requirements

  • Applicant must be from 18 until 60 years old
  • Cambodian: National ID Card (Validity at least 1 month before the expiration date)
  • Foreigner: Passport and Visa (Validity at least 6 months before the expiration date)
  • Applicant must have a saving account at KB PRASAC Bank.
Service Descriptions
Fees
Cashback win rate 10% (Max. $10)
3% Win Chance
Annual Fee
$ 5.00
Annual Fee Exemption Base amount (During 1 year use)
$ 100.00
Withdrawal at Visa marked ATM Fee
2% (min. $5.00)
Balance Inquiry at ATM Fee
$ 0.50
Transaction in non-USD Fee
2%
ATM Withdrawal Count
5 Times / Day
Daily Purchase/ Withdrawal Limit
$ 1,000.00
Pin Replacement Fee
Free
SMS, Email, Billing Statement Fee
Free
Card Replacement Fee
$ 5.00
Sales Slip Retrieval Fee
$ 10.00 /Sales Slip

Credit Card

You can use your credit line to withdraw money or pay for goods and services (credit limit offered by the bank). Every month, you must repay the bank in full or installment payment. If you choose installment service, you will be charged interest on the amount you owe.

Product Features

  • KDSB Lucky Card - Introducing customer for win chance cashback Lv.10 (5%), Lv.20 (7%) and Lv.30 (10%) chance of LUCKY Draw which is provided only in KDSB. Do not miss the chance of 10%Cashback!

Benefits

  • Privilege Merchants and Discounts
  • Cashback Lucky Draw
  • Step Count KC Point
  • KDSB and Visa Promotions
  • Free SMS Alert for Transaction
  • Safety and Convenience
  • Cashless Transaction
  • Tap and Pay in the second
  • Worldwide Acceptance

Requirements

  • Applicant must be from 18 until 60 years old
  • Cambodian: National ID Card (Validity at least 1 month before the expiration date)
  • Foreigner: Passport and Visa (Validity at least 6 months before the expiration date)
  • Income Proof (salary or business income): more than USD300 per month and work/business period more than 3 months.
  • Residence Proof: Family book, Residence Book, Electricity/Water/ Internet bills etc.
Service Descriptions
Fees
Cashback win rate 10% (Max. $20)
5% win chance
Annual Fee- Principle Card
$10.00
Annual Fee- Supplimentary Card
$ 10.00
Annual Fee Exemption base amount (During 1year use)
$ 2000.00
Withdrawal at Visa marked ATM Fee
2% (min. 5$)
Withdrawal at Visa marked ATM Fee for installment
3% (min. 5$)
Transaction in non-USD Fee
2%
Card Replacement Fee
$5.00
Sales Slip Retrieval Request Fee
$10.00
Pin Replacement Fee
Free
SMS, Email, Billing Statement Fee
Free
Installment Service
Convert Sales Slip from $ 30.00 to monthly installment
(2-06 months) with interest rate 18% per year
Late Payment Charge
+ Overdue from 1 to 3 days          : No fee charge
+ Overdue from 4 to 9 days          : $5.00
+ Overdue from 10 to 16 days      : $10.00
+ Overdue from 17 to 23 days      : $15.00
+ Overdue from 24 to 30 days      : $20.00
+ Overdue 30 Days                        : 5% (min. $25.00)
Service Descriptions
Fees
Cashback win rate 10% (Max. $50)
7% win chance
Annual Fee- Principle Card
$25.00
Annual Fee- Supplimentary Card
$25.00
Annual Fee Exemption base amount (During 1year use)
$ 3000.00
Withdrawal at Visa marked ATM Fee
2% (min. 5$)
Withdrawal at Visa marked ATM Fee for installment
3% (min. 5$)
Transaction in non-USD Fee
2%
Card Replacement Fee
$5.00
Sales Slip Retrieval Request Fee
$10.00
Pin Replacement Fee
Free
SMS, Email, Billing Statement Fee
Free
Installment Service
Convert Sales Slip from $ 30.00 to monthly installment
(2-06 months) with interest rate 18% per year
Late Payment Charge
+ Overdue from 1 to 3 days          : No fee charge
+ Overdue from 4 to 9 days          : $5.00
+ Overdue from 10 to 16 days      : $10.00
+ Overdue from 17 to 23 days      : $15.00
+ Overdue from 24 to 30 days      : $20.00
+ Overdue 30 Days                        : 5% (min. $25.00)
Service Descriptions
Fees
Cashback win rate 10% (Max. $20)
10% win chance
Annual Fee- Principle Card
$60.00
Annual Fee- Supplimentary Card
$60.00
Annual Fee Exemption base amount (During 1year use)
$ 7000.00
Withdrawal at Visa marked ATM Fee
2% (min. 5$)
Withdrawal at Visa marked ATM Fee for installment
3% (min. 5$)
Transaction in non-USD Fee
2%
Card Replacement Fee
$5.00
Sales Slip Retrieval Request Fee
$10.00
Pin Replacement Fee
Free
SMS, Email, Billing Statement Fee
Free
Installment Service
Convert Sales Slip from $ 30.00 to monthly installment
(2-06 months) with interest rate 18% per year
Late Payment Charge
+ Overdue from 1 to 3 days          : No fee charge
+ Overdue from 4 to 9 days          : $5.00
+ Overdue from 10 to 16 days      : $10.00
+ Overdue from 17 to 23 days      : $15.00
+ Overdue from 24 to 30 days      : $20.00
+ Overdue 30 Days                        : 5% (min. $25.00)

Corporate Credit Card

A corporate credit card is a form of credit card that is only granted to a business. It is issued to specific employees (authorized cardholder) by their employer for business-related expenses.

Benefits

  • Privilege Merchants and Discounts
  • KDSB and Visa Promotions
  • Free SMS Alert for Transaction
  • Safety and Convinience
  • Cashless Transaction
  • Tap and Pay in the second
  • Worldwide Acceptance

Requirements

1.Corporate

  • Incorporated legal entity in Cambodia for more than 1 year
  • Corporate Registration Documents:
  • +  Business Registration Certificate
  • +  Patent Tax
  • +  Business License
  • +  ID Card of Representative
  • +  Corporate guarantee
  • +  Article of Incorporation
  • Income proof:
  • +  External Audit Report for the last 2 years or
  • +  The company's internal financial reporting supporting documents.

2.Authorized Cardholder:

  • Age from 18 until 60 years old
  • Identification:
  • +  Cambodian: National ID Card (More than 1 month remains to expiration)
  • +  Foreigner: Passport and Visa (More than 6 months remains to expiration)
  • Employment Verification: Employment Certificate or Employment Contract or Employee ID or Business Card.
Service Descriptions
Fees
Annual Fee
Free
PIN Reissuance Fee
Free
SMS, Email, Billing Statement Fee
Free
Transaction in non-USD Fee
2%
Card Replacement Fee
$ 5.00
Sales Slip Retrieval Fee
$ 10.00
Late Payment Charge
+ Overdue from 1 to 3 days          : No fee charge
+ Overdue from 4 to 9 days          : $5.00
+ Overdue from 10 to 16 days      : $10.00
+ Overdue from 17 to 23 days      : $15.00
+ Overdue from 24 to 30 days      : $20.00
+ Overdue 30 Days                        : 5% (min. $25.00)
20F, 21F & 22F of Oval Office tower (building No.1), St.360, Sangkat Boeung Keng Kang 1, Khan Boeung Keng Kang, Phnom Penh
©2025 KB Daehan Specialized Bank Plc. All rights reserved.
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