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Message from
the CEO

Dear Esteemed, Partners, Government Officials, Business Associates, Shareholders, and Employees,

It is with great pleasure that I share KDSB's growth journey with you. I extend my deepest gratitude to all of you for your unwavering trust and support. 

KDSB embarked on its journey in March 2018 with an initial equity investment of $74.2 million. Since then, we have dedicated ourselves to enhancing the quality of life for the people of Cambodia through new and used car financing, agricultural machinery loans, and real estate mortgage loans. As a result of our steadfast commitment, KDSB has now grown into a robust financial institution with total assets reaching $232.4 million.

Furthermore, in December 2024, we successfully completed the merger with i-Finance Leasing Plc. (“iFL”), a company specializing in leasing, thereby solidifying our position as a leading Specialized Bank in Cambodia. This remarkable achievement would not have been possible without your trust and support.

Our parent company, KB Kookmin Card, as part of KB Financial Group—Korea’s premier financial conglomerate—has provided unwavering support to ensure KDSB's stable and sustainable growth. Moving forward, we will continue to collaborate closely with KB Kookmin Card to deliver innovative financial solutions and enhance our services for our valued customers. 

KDSB's 370 dedicated employees are united under our vision:Driven by world-class talents and bold innovation, to become your trusted happy life partner." With this guiding principle, we remain steadfast in our mission to become Cambodia’s most stable and high-potential financial institution.

As we continue to lead the Cambodian financial industry through relentless innovation and ambition, we look forward to growing together with you.

Yours Sincerely,
LAH SEA HWAN
Chief Executive Officer

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